Banking & Risk Management: Fundamentals
For New entrants, graduates, operations and support staff, and managers who work with banks.
You will learn to
- Explain how banks make money and how money moves through the financial system
- Name the main types of risk and where they arise
- Describe the regulatory landscape and the three lines of defence
- Recognise fraud and money-laundering red flags
Topics
- How banks work: deposits, lending and payments
- Retail, business and corporate banking
- Credit, market, liquidity, operational, compliance and cyber risk
- Risk appetite, controls and incidents
- Regulatory landscape: Banks Act, FSR Act and Twin Peaks, FICA, POPIA, National Credit Act
- The three lines model
- Customer due diligence and fraud awareness